Environments

PazeSM maintains three environments for Merchant testing:

  • Simulation
    Accessible with limited registration. All responses are standardized for basic message formatting validation. Authentication does not match production systems and reflects a single standardized user profile.
  • Test (Sandbox)
    Requires full Merchant onboarding, including key exchange. It mirrors the production environment and allows full testing with test cards. A Wallet Service Agreement is not required for sandbox access.
  • Production
    Accessed after approval from a Distributor and after executing Wallet Service Agreements between the Merchant and Distributor. Updated credentials are provided for the production endpoint.